Ryan Oda

There’s a difference between saving and investing. Most people don’t know the difference. Saving and investing are both important and each play a different role. Saving money usually means putting cash into a checking or saving account secured by the FDIC. This allows your money to be in a safe place and it allows your money to be liquid. On the other hand, investing money is the process of using your money to buy an asset that you think has a good probability of generating a

A recent Bankrate.com study discovered that millennials are saving more than they did in 2015. According to the study, 62 percent of millennials stated that they are saving at least 5 percent of their paycheck; this is a 42 percent increase from the previous year. This is great news for millennials since they are often referred to as the “Yolo Generation.” However, on the flipside, 21 percent of all working Americans are living paycheck-to-paycheck. One of the first rules of

Since taxes were due on April 18th, I’d imagine many millennials are expecting a tax return in the upcoming weeks. Before you book that trip to Vegas or buy the latest tech device, here are three ways you can use your tax return to build your wealth: 1. Make an Additional Student Loan Payment Part of building your wealth is to decrease your debt. Making an additional student loan payment will allow you to pay off your loans faster. Depending on your loan service provider, you

The median price for a single family home on Oahu increased 3.7% from 2014. That was a $25,000 gain. To put things into further perspective, here is a snapshot of the median price for a single family home in the past 3 years: When it comes to long term investing, time is one the most powerful forces on your side. On a micro level, prices are at an all-time high. However, let’s take step back. From a bird’s eye view, you have to ask yourself, “Where is the market going in the