Time Value
30-year fixed rate inched up to 4.46% with an average of .5 point this past week. In comparison to a year ago, our mortgage rates were at...
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Ryan Oda
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Ryan O.
- Dec 15, 2018
- 2 min
Pinching Pennies
Owning a home is a big responsibility. It’s common for most first-time homebuyers to question if they can really afford it. For many, it...
Ryan O.
- Oct 26, 2018
- 2 min
Three Mistakes You Can't Afford To Make
I’m Going To Wait Wait? For what? Lower interest rates? Mortgage rates just jumped to 5%. We’re still in a “low” mortgage rate...
Ryan O.
- Sep 27, 2018
- 2 min
Is It Time To Buy?
Are you looking to purchase your first home? If so, here are three things you should consider. Rent Your rent is paying someone’s...
Ryan O.
- Aug 29, 2018
- 2 min
Are Millennials Buying Homes?
What’s preventing millennials from buying homes? Millennials, especially first-time homebuyers, face a difficult housing market. First,...
Ryan O.
- Jul 30, 2018
- 2 min
Key Questions
There’s no shortage of licensed real estate agents in Hawaii. When you’re looking to purchase your first home, it’s important you hire a...
Ryan O.
- Jul 6, 2018
- 1 min
Are You Ready To Buy Your First Home?
You hired a Realtor. You got prequalified by a mortgage lender. As you shop for your first home, here are three things you should know......
Ryan O.
- Jun 30, 2018
- 2 min
Appraisal Problems
You've been searching for a home for months. You've submitted numerous offers and got outbid. You decide to get more aggressive and you...
Ryan O.
- Jun 13, 2018
- 2 min
Your Home Buying Experience
No one wants to have a bad experience when they purchase a home. However, sometimes things don't go as smoothly as planned. Here are...
Ryan O.
- May 30, 2018
- 1 min
Post Closing Tasks
You just bought your first home -- congratulations! Before you plan your house warming party, here are few things you should do: 1. Rekey...
Ryan O.
- Jan 8, 2017
- 1 min
All I Want For Christmas is...A New House.
I recently had a new client meeting. While discussing the purchase process, my friend asked, “Does real estate slowdown during Christmas...
Ryan O.
- Dec 18, 2016
- 2 min
The Leeward Migration
According to the Honolulu Board of REALTORS®, the median price for condos, on Oahu, was $395,000 during the month of November 2016. This...
Ryan O.
- Dec 4, 2016
- 1 min
Getting Rid Of Student Debt
Student Loan Payoff Refi, a new refinance program offered by SoFi, allows homeowners to pay back their student loans in a creative way....
Ryan O.
- Nov 2, 2016
- 2 min
Investing In The Right Condo
I recently read a CNBC article that said owners who purchased 5 years ago have doubled their equity in their home. This got me thinking....
Ryan O.
- Oct 26, 2016
- 2 min
Buying With Mom & Dad
In a span of a couple of weeks, a few of my clients informed me that they will no longer be purchasing their first home...alone. Rather,...
Ryan O.
- Oct 4, 2016
- 2 min
How Much Should I Offer?
"Eh Oda, how much should I offer?" is question I often get asked by my clients. When it comes to money, it's been said that millennials...
Ryan O.
- Jul 9, 2016
- 2 min
Is Affordable Housing Really Helpful?
There’s a large following of people who question if affordable housing is actually helpful to first time home buyers. Here are the...
Ryan O.
- Jun 17, 2016
- 2 min
Kapiolani Residence - My Initial Thoughts
In the past few days, I recently took a handful of my clients to the Kapiolani Residence sales center. Here are my initial thoughts: -...
Ryan O.
- Jun 9, 2016
- 2 min
Will History Repeat Itself?
The other day, while in the office, my coworker showed me a CNBC article about "no-doc" mortgage loans. Just to summarize in a nutshell,...
Ryan O.
- May 17, 2016
- 2 min
Millennials & Home Ownership
Millennial Friendly Cities: Bloomberg News recently reported that millennials are dominating the Des Moines real estate marketing. The...
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