Like many people my age, I vividly remember Hurricane Iniki. Hunkered down in our home, I remember feeling safe since my parents took the necessary steps to prepare.
Whenever we have inclimate, there's always a mad rush of people to get gas, to buy water and food, and to buy other supplies. It's understandable that people are busy during critical times. However, you can bring yourself peace of mind by doing a few small things in advance.
Check your insurance. When you contact your insurance agent, you can ask him or her if your current insurance policy covers hurricane damage.
Have food, water, and supplies on hand. Depending on the size of our family, it might be beneficial to have a mini-stockpile of canned foods, bottle water, and other supplies like a battery operated radio, flashlights, etc.
In addition, it's important to have an evacuation plan. If you have to leave your house, you should already know where to go. Also, you can check the American Red Cross for a list of hurricane shelters in your area. When you need to evacuate your home, make sure you bring cash, traveler checks, and other essential items to help you survive.
For more information about how you can be prepared, you can check out this website.
Don't overthink things. Just remember the Boy Scouts motto, "Be Prepared."